Recent SEC filings
Insider and ownership filing tracker
Form 4 reports insider transactions. Schedule 13D and 13G filings report certain significant ownership positions. 13F reports institutional holdings when filed by an investment manager. Always open the original filing for context.
Company and financial overview
This is a data-generated overview, not a published Rithvik Chethan research rating. Figures use the latest usable company filing and may differ from vendor-calculated trailing metrics.
Financial performance charts
Annual values from SEC filings. Free cash flow is calculated as operating cash flow less capital expenditures.
Upcoming catalyst timeline
Review the Earnings tab for the expected date and estimates.
13F-HR filing
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How the research score works
The overall score is a weighted research judgment covering business quality, fundamental strength, growth catalysts, valuation, technical condition, and downside risk. A high score does not eliminate risk, and a low score does not guarantee poor performance.
Company overview
Ameriprise Financial provides financial planning, wealth management, asset management, and insurance and annuity products, primarily distributed through a network of financial advisors serving individual clients.
Business model
The company earns fee revenue from financial planning and wealth management services along with asset management fees, combined with insurance and annuity premium revenue, creating a diversified financial services revenue base.
Growth drivers
- Continued financial advisor network growth and productivity
- Assets under management and administration growth
- Wealth management fee growth
- Annuity and insurance product sales
Competitive position
Ameriprise's extensive financial advisor network and strong brand recognition in wealth management give it a solid position in a competitive financial advisory industry, supporting consistent asset growth over time.
Risks
Market volatility directly affects assets under management and related fee revenue, competition for financial advisors and client assets remains intense, and insurance and annuity businesses carry interest rate and market sensitivity.
Valuation
Ameriprise trades at a moderate multiple typical of diversified wealth management and insurance companies, reflecting its consistent execution and diversified revenue base.
Final view
Ameriprise's diversified wealth management and insurance model provides a durable, if market sensitive, growth profile. My view is neutral to favorable, with continued advisor network growth being a good indicator of business health.
Overall rating: 71/100
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