Recent SEC filings
Insider and ownership filing tracker
Form 4 reports insider transactions. Schedule 13D and 13G filings report certain significant ownership positions. 13F reports institutional holdings when filed by an investment manager. Always open the original filing for context.
Company and financial overview
This is a data-generated overview, not a published Rithvik Chethan research rating. Figures use the latest usable company filing and may differ from vendor-calculated trailing metrics.
Financial performance charts
Annual values from SEC filings. Free cash flow is calculated as operating cash flow less capital expenditures.
Upcoming catalyst timeline
Review the Earnings tab for the expected date and estimates.
8-K
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How the research score works
The overall score is a weighted research judgment covering business quality, fundamental strength, growth catalysts, valuation, technical condition, and downside risk. A high score does not eliminate risk, and a low score does not guarantee poor performance.
Company overview
Aon plc is a global professional services firm providing risk, retirement, and health solutions, operating one of the largest insurance brokerages globally alongside consulting services for corporate clients.
Business model
The company earns commission and fee revenue from placing insurance policies and providing risk and human capital consulting services, an asset light model that avoids taking on insurance underwriting risk directly.
Growth drivers
- Continued organic growth in insurance brokerage commissions
- Health and benefits consulting growth
- Data and analytics product expansion
- Continued acquisition of smaller brokerage and consulting firms
Competitive position
Aon's global scale, deep client relationships, and diversified service lines spanning brokerage, consulting, and data analytics give it a leading position in a consolidating insurance brokerage and professional services industry.
Risks
Insurance brokerage commission revenue can be affected by insurance pricing cycles, consulting revenue is somewhat sensitive to corporate spending on advisory services, and integration of acquired firms requires ongoing management execution.
Valuation
Aon trades at a premium multiple typical of high quality insurance brokers, reflecting its asset light model and diversified global service line mix.
Final view
Aon's scale and diversified brokerage and consulting model provide a durable, asset light growth profile similar to other leading insurance brokers. My view is favorable, with insurance pricing cycles being a natural source of revenue variability to expect.
Overall rating: 76/100
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